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Our goal is to keep you informed.

Alliance Law Firm understands that consumers are exposed to many unknowns when facing problems with debt and credit lending institutions. That is why we have compiled an extensive list of resources below which are readily available to the public and provides valuable information on a wide range of related topics.

Debt Litigation


Debt Buyers: Last Week Tonight with John Oliver

Companies that purchase debt cheaply then collect it aggressively are shockingly easy to start. We can prove it!

Citi To Pay $770M In Credit Card Settlement With Feds

Citigroup Inc. agreed to pay $770 million in consumer relief and civil penalties in settlements over deceptive credit card add-on products and problems with debt collection on its credit cards with the Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency.

SNYDER v. U.S. EQUITIES CORP.

This is an action purporting to assert claims under the Fair Debt Collection Practices Act, the Racketeer Influenced and Corrupt Organizations Act, New York General Business Law.

Two of America’s Largest Debt Collectors Will Refund $60 Million to Consumers.

Two of the nation’s largest debt collectors must refund nearly $60 million to consumers and stop trying to collect on another $128 million in debts, after an action filed by federal regulators.

Bankruptcy

Should Bankruptcy Stop You from Getting a Personal Loan?

Bankruptcy is not the end of the road in getting a loan. It’s neither a financial slaughter house. The old golden days when one would lose hope and feel miserable after filling a bankruptcy case are gone.

Three Benefits of Chapter 7 Bankruptcy

Some of you may be at a point in your life when you are considering bankruptcy. If so, you may be wondering why a Chapter 7 Bankruptcy may be better for you.

What is the Role of a Bankruptcy Attorney?

Bankruptcy is a complex procedure that requires you to make a host of critical decisions from before the time you file straight through to the time your debts are discharged and the bankruptcy procedure concludes. An experienced bankruptcy attorney can guide you through the dizzying maze of decisions, paperwork and procedure that marks a bankruptcy filing, whether it is a chapter 7 or chapter 13.

Things to Consider when Selling Assets before Filing Bankruptcy

Many debtors try to sell off at least some off their assets in order to have money to pay their creditors and to live but there are risks in selling off assets too. This is because assets are supposed to be used to pay off your creditors and not favor one creditor over another unreasonably

Construction Law

The Art of Constructon Contract Drafting

A well-written contract is more than a fill-in-the-blank form. It’s unique, it reflects your business principles, and it reflects your values. Make sure your contracts reflect the personality and the tone you desire.

Disputes Between a California General Contractor and a Subcontractor

The nature of the relationship between a California general contractor and a subcontractor is legally quite complex. The general contractor awards a sub-contract based upon a bid, or extensive experience with a particular subcontractor. It is not unusual for work to begin on a jobsite under a subcontract prior to any physical agreement being drafted or signed.

Exceptions to No Damages For Delay Clause

The majority of construction contracts include a provisions referred to as the “No Damages For Delay” clause; a well-drafted clause can limit a party’s exposure to damages in the event of a delay on the project’s schedule. Despite these provisions, there are exceptions to their enforceability.

Construction Contracts – Don’t Let Work Get Ahead

Construction cases often result in particularly valuable lessons for lawyers and commercial organisations alike who are involved in construction and property – particularly where work commences before the contract is finalized

Corporate Disputes

Practical Tips for Avoiding Breach of Contract Litigation

Typically, most business people do not want to be in a situation where they feel compelled to get out of a contract before the end of the contract term.

The Art of Constructon Contract Drafting

A well-written contract is more than a fill-in-the-blank form. It’s unique, it reflects your business principles, and it reflects your values. Make sure your contracts reflect the personality and the tone you desire.

The True Importance of Written Contracts in Businesses & Transactions

A written contract plays a vital role in any business transaction. Apart from making the agreement between concerned parties legally binding, contracts can also serve as future references, part of the business’ policies, as well serve as proof in the event of misunderstandings, complaints or disputes needing litigation proceedings.

How Businesses Benefit from Good Contracting Practices

Starting and running a small business has never been more challenging. Now more than ever the small business owner has to navigate a patchwork of confusing and oftentimes contradictory laws and regulations that can add extra costs to legal compliance.

Estate Planning

Wills, Estates, and Trusts

A person’s estate is comprised of everything you own, including your car, house, bank account, life insurance, personal possessions, and retirement account. Estate planning is the process of arranging to distribute your possessions upon your death. It does not need to be expensive or complicated, and knowing your family is taken care of can give you peace of mind.

A Living Trust, Just What Is That?

Many probate and estate planning attorneys act as if everyone should have a trust yet most Americans don’t even have a simple hand written will. Given that trusts can easily cost thousands of dollars in legal fees, it’s a big purchase that shouldn’t be taken lightly, consider the consequences if you do not have a proper trust.

Four Grounds to Contest a Will

Simply being unhappy with the distribution of assets or the delay of the probate proceeding in general is not sufficient grounds to successfully contest the validity of a last will and testament. An heir of an estate or a beneficiary of a prior will can commence a will challenge based on a number of enumerated grounds.

Foreclosures

Inheritance Tax Where Estate Includes Real Estate

In succession cases involving real estate, it is particularly important to pay attention to details when it comes to inheritance tax. Those who are not careful may be asked to pay up by the exchequer.

New York Zombie Foreclosures On the Rise

According to RealtyTrac, there were 16,700 zombie foreclosures in New York in 2014. That number has since risen by 54 percent. These homes are often the houses that bring a neighborhood’s value down; the houses with unkempt lawns and boarded-up windows that are easy to ignore and forget.

Learn the Steps to Avoid Losing Your Home to Illinois Foreclosure

If you are facing foreclosure, don’t give up hope just yet. There are ways you can work to keep your home. Before signing away your deed or allowing the bank to foreclose on your house, contact an experienced foreclosure attorney to discuss the options that are available to you. Depending on your circumstances, keeping your home can be fairly simple or require a more complicated strategy.

Litigation

Claims of Lawsuit Abuse Are Not Backed Up by the Facts

To hear some critics tell it, Illinois is overrun with too many lawsuits. Travis Akin, of the group Illinois Lawsuit Abuse Watch, claims that “jackpot justice” has turned the Illinois courts into a “judicial hellhole.”

What to Do if a Default Judgment is Taken Against You

A default judgment is a judgment that is taken against someone that’s been sued when the person sued (defendant) is served with a lawsuit but ignores the lawsuit, fails to file the proper documents or otherwise make him or herself known to the court.

Tips for Giving your Deposition

A deposition is a process during which the opposing attorney has an opportunity to ask you questions. The questions can be on a variety of topics including your background, the events surrounding your case, and your claims in the lawsuit.

Personal Injury

Electronic Cigarette Lawsuits Rapidly Increasing

E-cigarette lawsuits are on the rise as more reports of the batteries of the device are now exploding.

The 3 Things You Must Prove to Win a Slip and Fall Injury Claim

Say you slip on the bottom step in the stairwell at the mall and fall over, landing on your knees. There was a puddle you didn’t see in the dark stairwell. It hurts, but you get over it. Three weeks later, you wake up with agonizing back pain.

Self-Driving Cars and Liability

Soon, self-driving cars will start making their way onto roadways across the world. The first wave of autonomous vehicles is expected to enter the market for consumers by 2020 (Stoll, John D., GM Executive Credits Silicon Valley for Accelerating Development of Self-Driving Cars, The Wall Street Journal, May 10, 2016). But as these vehicles become widespread and accidents inevitably occur, the traditional system for compensating those injured in accidents must change to consider who is liable.

Real Estate Law

Why You Need a Real Estate Lawyer When You Buy or Sell a House

Whether you are buying or selling a home, your team of expert advisers should include a real estate closing attorney. Real estate closings are complicated matters and require a thorough knowledge of the law. With a decision as serious as buying and selling real estate, it is important that you are guided throughout every step of the closing process by an experienced and knowledgeable real estate lawyer.

Commercial Lease Negotiation Tips for Entrepreneurs

Getting the right space to house your new business is essential, but you need to get it on the right terms to ensure your business is in a prime position to succeed. Commercial leases are prepared by landlords, and crafted to favor landlords.

Can You Recover from Bankruptcy and Foreclosure

Former homeowners who have been foreclosed on have to go through an entire year of loss after loss. First, they lose their home and have to relocate. Next, they have to figure out how to re-establish credit because they have lost their once good credit rating. Then, as homeowners attempt to put this behind them, they go to the mailbox and receive a 1099. A 1099A or 1099C is issued by the creditor for the abandonment or cancellation of debt.

Tax Law

Why You Should Not Represent Yourself in an IRS Audit

Representing yourself or your company in an audit initiated by the Internal Revenue Service is likely to be an exercise in futility. The IRS employs highly skilled revenue agents who will seek to take advantage of taxpayers who, understandably, are not knowledgeable on the rights and powers of the IRS

Tax Implications of Brexit

Leave or Remain? We will know the answer today! One can imagine that if UK leave the EU, the country is very likely to have their own tax and TP legislation. Facing the possible leave vote, MNCs may eager to determine the potential tax implications such as the absence of the EU Parent-Subsidiary Directive and the imposition of WHT on dividends.

What Your Child Custody Arrangement Means for Your Tax Return

You may be ready to start your taxes. You’ve collected your W-2, 1099’s and other documents. You have last year’s tax form for guidance. But, if you’ve gotten divorced in the last year, this year’s taxes may be very different.

Business Taxes, Payroll Taxes and Trust Fund Recovery Penalty

When the business faces a cash flow problem, many business owners use the payroll taxes collected but not yet turned over to the IRS.

Additional Resources

• Library of Congress

• Legislative Branch

• Executive Branch

• United States Trade Representative (USTR)

• Department of Commerce

• Department of Justice

• Department of Labor

• Department of State

• Department of Transportation

• Commodity Futures Trading Commission (CFTC)

• Consumer Product Safety Commission (CPSC)

• Federal Communications Commission (FCC)

    • Federal Trade Commission

    • National Archives and Records Administration

    • National Transportation Safety Board

    • Securities and Exchange Commission

    • Small Business Administration (SBA)

    • Supreme Court

    • Eleventh Circuit Court of Appeals

    • Florida

    • Bloomberg

    • NASDAQ

    • Association of Trial Lawyers of America

    • American Arbitration Association